The mission of Mashwarah Investeducation is achievement of Financial Wellbeing for middle-class, salaried individuals, as well as students, through its programs & services.
Financial Wellbeing (FW) is a state of life wherein individuals can fully meet current financial obligations, can feel secure in their financial future and are able to make choices that allow them to enjoy life.
Need for Financial Wellbeing Programs
- Inflation Rate (CPI) is consistently between 6-8% (official figure, actuals may be higher)
- Unemployment Rate is 8-10% (official figures, actuals may be higher)
- Retirement Age has gone up from 58 (earlier) to 62 or more (now)
- Employers are moving from fixed pay to performance linked variable pay.
- Unexpected & high medical expenses (pandemic, etc) have partly wiped-out savings.
- Employment linked social & old-age security (pension) is non-existent, even in public sector.
Are you in Financial Distress?
- Withdrawing loans against your retirement savings
- Avoiding important medical actions because of the cost
- Asking for salary advances or postponing payments
- Taking short term loans for regular expenses
- Missing work due to unexpected reasons
- Stressing over personal finances while at work
Are you Financially Well?
- Achieved control over your daily spending.
- Created an emergency fund for contingencies.
- Keep regular track of your cash inflows and outflows.
- Do not avail loans to meet your regular expenses.
- Investment and Retirement Goals are within your reach.
Steps to Financial Wellbeing
Step 1
Gaining Financial
Literacy
Step 2
Budgeting Incomes
& Expenses
Step 3
Managing
Debt
Step 4
Saving before
Spending
Step 5
Investing as per
Financial Goals
Why Employers need to focus on Financial Wellbeing of Employees?
- Employees are expecting it. It’s your responsibility.
- Reduces absenteeism & attrition.
- Increases morale and motivation.
- Enhances employee productivity.
- Inculcates a contented and committed workforce.
Mashwarah Investeducation’s Efforts for Financial Wellbeing
- Conducts Financial Literacy & Awareness Programs for Employees (free of cost)
- Organizes Financial & Investment Training Workshops (need based)
- Counsels individuals on a one-on-one basis, towards FW, without any brand promotion
- Conducts Money Management Workshops for Children, Adolescents, Young Adults, Employees, Retirees, etc.
Additional Services offered
- Finance Training Programs for PG & UG Students as well as Working Professionals
- Training for NISM Certification Courses (such as Series V-A, X-A, X-B, XII, XV, XXIA, etc)
- Preparing PG & UG students for finance-related job interviews, like Financial Analyst, Credit Analyst, Portfolio Manager, Equity Research Analyst, Relationship Manager, etc.
Contact Us
Call – 6307720898
Email – contact@mashwarahinvesteducation.com